operates as the holding company for Kearny Federal Savings Bank (bank), which offers banking services in New Jersey.
The bank’s deposit products include checking and savings accounts, certificates of deposit accounts, and individual retirement accounts.
Its loan portfolio consists of one-to four-family residential mortgage loans, multifamily and commercial mortgage loans, construction loans, commercial business loans, home equity loans and lines of credit, and other consumer loans.
The bank invests in mortgage-backed securities, U.
S. government obligations, obligations of state and political subdivisions, and other securities.
It operated from its main office in Kearny, New Jersey, and 24 branch offices located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union, and Ocean Counties, New Jersey, as of January 12, 2005.
The company is based in Fairfield, New Jersey.
