operates as the holding company for First United Security Bank (the bank) that offers various commercial banking services.
The bank provides various deposit instruments that include demand, savings, and time deposits.
It also offers various personal and commercial loans.
The bank offers construction loans to both businesses and individuals secured by residential and commercial development, commercial buildings and apartment complexes.
It offers real estate loans secured by one to four family dwellings, including mobile homes, loans on land only, multifamily dwellings, nonfarm non residential real estate, and home equity loans.
The bank provides consumer loans to individuals for household, family, and other personal expenditures, including credit cards and other related credit plans.
It also offers various others services, including credit card, safe deposit box services, Internet banking, and automated teller machine services.
As of August 19, 2004, the bank operated through 18 banking offices located in Alabama and Mississippi.
It also invests in U.
S. Treasury and agency securities; obligations of states, counties, and political subdivisions; mortgage-backed securities; and other Securities.
United Security Bancshares was organized in 1999 and is based in Thomasville, Alabama.
