S.B (WSB) provides financial services in Washington DC, Baltimore, southern Pennsylvania, northern Virginia, and surrounding metropolitan areas in the United States.
WSB engages primarily in attracting deposit accounts from the general public; and using such funds, together with other funds, to make first and second mortgage loans, land acquisition and development loans, construction loans, consumer loans, and non-residential mortgage loans, as well as residential lending.
Its deposit instruments include savings accounts, including NOW accounts; and time deposits.
As of July 31, 2003, WSB operated five savings branch locations in Bowie, Crofton, Millersville, Odenton, and Waldorf, Maryland.
The company, through its subsidiary, WSB, Inc., engages in developing single family residential lots.
