operates as a holding company for First Financial Bankshares of Delaware, Inc.
(bank), which offers various commercial banking services in Texas.
The bank accepts checking, savings and money market, and time deposits, as well as originates commercial, financial, agricultural, real estate construction and mortgage, and consumer loans.
It offers drive-in and night deposit services, automated teller machines, and safe deposit facilities, as well as transmits funds, and performs other customary commercial banking services.
The bank also administers pension plans, profit sharing plans, and other employee benefit plans; estates, testamentary trusts, various types of living trusts, and agency accounts; and provides securities brokerage services, through arrangements with an unrelated third party.
In addition, it offers information technology services.
As of December 31, 2004, the company had 33 financial centers across Texas, with 8 locations in Abilene, 2 locations in Cleburne, 3 locations in Stephenville, 2 locations in San Angelo, 3 locations in Weatherford, and 1 location each in Mineral Wells, Hereford, Sweetwater, Eastland, Southlake, Aledo, Willow Park, Alvarado, Burleson, Keller, Trophy Club, Roby, Trent, Granbury, and Glen Rose; and 4 banking centers.
First Financial Bankshares is based in Abilene, Texas.

