It accepts demand deposits, savings deposits, time deposits, and money market accounts, as well as offers 1-4 family residential loans, multifamily loans, commercial real estate loans, real estate construction loans, commercial and financial loans, and consumer installment loans.
It also provides investment and insurance services, and payroll processing services.
As of December 31, 2004, the company provides services through 24 offices in 14 counties in central and western Georgia and north metro Atlanta.
The company was founded in 1993 and is headquartered in Atlanta, Georgia.
