operates as the holding company for Heritage Bank of Commerce (HBC), which offers a range of commercial and personal banking services primarily in the Santa Clara and Alameda counties of California.
The bank accepts various deposit products, such as checking accounts, savings accounts, time deposits, NOW, and money market deposit accounts.
It originates a range of loans, primarily commercial, including real estate, construction, small business administration, inventory and accounts receivable, and equipment loans and leases.
HBC also makes consumer loans for financing automobiles, various consumer goods, and other personal purposes.
Its other services include travelers' checks, safe deposit, and other customary nondeposit banking services.
In addition, the bank makes equity lines of credit and equity loans.
HBC offers its services primarily to residents and the business/professional community.
Heritage Commerce was organized in 1997 and is based in San Jose, California.
