(RCGI) provides personal and commercial property and casualty insurance products to individuals and small to medium-size businesses primarily in Texas, Louisiana, Oklahoma, and New Mexico.
Its personal lines products, sold through a network of independent agents and two affiliated managing general agents (MGAs), include homeowners, low-value dwelling, dwelling fire, standard auto, nonstandard auto, and umbrella coverage.
Its commercial lines products, sold through a network of independent agents and unaffiliated MGAs, include commercial package, auto, workers’ compensation, property, casualty, farm and ranch and commercial umbrella coverages.
These commercial lines products are offered to small to medium-size businesses, generally in service industries, such as garages, family-owned restaurants, and artisan contractors.
In addition, it provides fronting services primarily to national and regional carriers seeking to use its charters and licenses to access insurance markets primarily in Texas.
RCGI was formed in 2002 and is based in Wilmington, Delaware.
